GoldDonate · Fraud Prevention & Risk Policy
Fraud Prevention & Risk Policy
This Fraud Prevention & Risk Policy describes how GoldDonate protects donors, fundraisers and the platform from fraud, abuse, financial misconduct and security risks across global fundraising activities.
Protection
GoldDonate monitors transactions and platform activity to protect users from fraud and financial misuse.
Verification
Fundraisers may be required to complete KYC verification before receiving payouts or continuing operations.
Monitoring
Activity is monitored for suspicious behavior, high-risk patterns, chargebacks and potential violations.
Summary
- GoldDonate monitors campaigns, donations and user actions for fraud and abuse.
- KYC verification is required for fundraisers receiving payouts.
- Payouts may be delayed for compliance, security or financial risk reviews.
- Suspicious activity may result in holds, limits or account removal.
- Global payment partners may request reviews or documentation at any time.
Complete details are provided below.
2 Fraud & Abuse Protections
GoldDonate may take steps to prevent:- Misrepresentation of campaigns or beneficiaries;
- Unauthorized fundraising or deceptive activities;
- Use of stolen payment information;
- Chargeback abuse or refund manipulation;
- Money laundering, misuse of funds or hidden beneficiaries;
- Attempts to evade identity verification or platform controls.
3 Identity Verification (KYC)
Fundraisers may be required to verify:- Personal identity and address;
- Organization registration details;
- Authorized representatives, directors or beneficiaries;
- Source of funds or campaign purpose when necessary.
4 Risk Monitoring & Reviews
GoldDonate monitors campaigns and transactions for signs of risk. Reviews may be triggered by:- Sudden large donation spikes;
- Unusual donor locations or behavior patterns;
- Multiple failed transactions or chargebacks;
- Conflicting or suspicious campaign details;
- Reports from donors or third parties;
- Requests from payment processors or banks.
5 Holds & Delayed Payouts
Payouts may be delayed or placed on hold when:- KYC verification is incomplete;
- A campaign is under review for policy or legal concerns;
- There are disputes, chargebacks or refund investigations;
- Risk indicators require deeper analysis;
- Payment partners or banks require additional time or documentation.
6 Suspicious Activity & Violations
GoldDonate may take action when suspicious activity is detected, including:- Holding funds or delaying payouts;
- Requesting additional information or documentation;
- Limiting account or campaign functionality;
- Removing campaigns or accounts when misconduct is confirmed;
- Sharing information with financial institutions when required.
7 AML & Sanctions Compliance
GoldDonate follows requirements relating to anti-money laundering (AML), sanctions and financial compliance. Campaigns, donors and payout recipients may be reviewed based on:- Geographic location and risk level;
- Sanctions lists or restricted jurisdictions;
- Possible links to prohibited activities;
- Unusual transaction behavior.
8 Payment Partner Requirements
Payment processors and banking partners may require reviews, documentation or delays in accordance with their own regulations. GoldDonate must comply with these requirements.9 Cooperation With Authorities
GoldDonate may cooperate with law enforcement or financial regulatory authorities in connection with investigations related to fraud, financial crime or misuse of the platform.10 User Responsibilities
Users must:- Provide accurate information when creating campaigns or accounts;
- Update information when details change;
- Use funds only for the stated purpose;
- Report suspicious activity or concerns;
- Follow all applicable policies and platform rules.